EU AI Act Compliance Checklist 2026
Everything your SMB needs to do before August 2, 2026. Free, plain-English, no legal team required. Check off each item as you go, or let Complizo automate it.
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Frequently Asked Questions
When does the EU AI Act come into full effect?
The main obligations for high-risk AI systems (Annex III) take effect on August 2, 2026. Prohibited AI practices were already enforceable from February 2, 2025. GPAI model obligations (for foundation model providers) applied from August 2, 2025.
Does the EU AI Act apply to SMBs?
Yes. The EU AI Act applies to any organisation that places AI systems on the EU market or uses AI in the EU — regardless of company size. SMBs receive some proportionality considerations (e.g. QMS obligations proportional to organisation size), but the core obligations still apply. Fines can reach €35 million or 7% of global annual turnover.
What is a high-risk AI system under the EU AI Act?
High-risk AI systems are defined in Annex III of the EU AI Act. They include AI used in: hiring and HR decisions, credit scoring and financial access, biometric identification, critical infrastructure, educational access, law enforcement, and border control. Many standard SaaS tools used by SMBs — especially in HR and finance — fall into this category.
What documents does the EU AI Act require?
For high-risk AI systems, the EU AI Act requires: Technical Documentation (Annex IV), a Risk Management Plan, a Data Governance Policy, Instructions for Use, a Post-Market Monitoring Plan, and an EU Declaration of Conformity. When customers ask about your compliance, Complizo helps you answer their questionnaires about these requirements in minutes.
How long does EU AI Act compliance take for an SMB?
Manual compliance typically takes 4–8 weeks with legal support. When a customer asks about your AI compliance, Complizo helps you answer their questionnaire in minutes — backed by your AI feature registry and Annex III classification. The key is starting early — the August 2026 deadline will arrive quickly.